Title: The Commercial Bank's Information Technology Risk and the Prevention
Abstract: With wide use of the information technology in commercial bank,the commercial bank has to face not only the traditional operational risk,credit risk,market risk,but also the new risks caused by the blend of the information technology and the banking business——the commercial bank's information technology risks,which include the operational risk,the technology risk,the information island effect,the idle risk of the system and other internal risks from the bank and the external risks from the customers,suppliers,service providers as well as non-specific aggressors.Of course,it is difficult to measure the risks,in addition the risks can easily spread and their impacts are great,but from the perspective of their inherent nature and characteristics,they are the preventable and controllable management risks and their external manifestations are the risks of the reputation decline. Therefore,it is necessary to institutionalize and normalize the management of the information technology risk,implement the comprehensive risk management,the allocation of the IT resources and the coordinated development of the business to reduce the dependence on the foreign technology and services.
Publication Year: 2010
Publication Date: 2010-01-01
Language: en
Type: article
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Cited By Count: 1
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