Title: The Analysis of Commercial Bank's Information Technology Operational Risk Based on Economics
Abstract: The information technology operational risk of commercial banks is another big risk following the market risk,credit risk;this risk caused by many factors,that is institutional reasons,management reasons,staff reasons,and the final factor is human.This paper uses the basic principles and methods of behavioral economics to analyze the formation mechanism of operational risk of commercial banks.Through the author's research,it is found that the bank staff are in the face of the non-rational judgments and decisions under uncertain conditions,easily lead to information technology operational risk caused by internal operations errors.Therefore,commercial banks should take concrete measures to strengthen internal controls to prevent internal staff operational risk.
Publication Year: 2010
Publication Date: 2010-01-01
Language: en
Type: article
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