Title: On Problems and Countermeasures in Credit Card Development
Abstract: The credit card as an advanced financial settlement tools in modern society,bring people convenience from the day it was born.It has been accepted by the masses after 20 years of development in our country.But problems in the development of Credit Card are increasingly evident,mainly as follows: commercial banks blindly pursue the size of credit cards,there is the phenomenon of cash and fraud,credit card's nonperforming loan rate rise,the proportion of the sleep card is excessively higher.In this regard,relevant government departments should increase support to the credit card industry,to promote the improvement of individual credit information system.Commercial banks should strengthen their selfconstruction,strengthen internal risk management,create a favorable external environment for credit card industry's healthy and stable development,and make it become a new profit growth point of China's commercial banks
Publication Year: 2009
Publication Date: 2009-01-01
Language: en
Type: article
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