Title: The Factors of Influencing the Credit Card Consumption
Abstract: At present,residents who holding credit card is relatively few,the utilization ratio is not high.The main influencing factors of consumption demand of resident's credit card are income and schooling.The main reasons that residents apply to use the credit card are the convenient and swift and can be overdrawed of the credit card.Some suggestions were proposed:improving the income level and education degrce of residents;devoting more efforts to propogate and popularize the credit card;strengthening people's knowledge of using the credit card;improving the environment of using the card;developing and improving the characteristic service;reducing service change of the credit card.
Publication Year: 2005
Publication Date: 2005-01-01
Language: en
Type: article
Access and Citation
AI Researcher Chatbot
Get quick answers to your questions about the article from our AI researcher chatbot