Title: Microfinance and Gender Equality in Indonesia
Abstract: The financial inclusion of women micro entrepreneurs is both important and necessary for the holistic socio-economic development of a nation. This paper aims to address the gap in the study of the processes of financial inclusion by women micro-entrepreneurs in Indonesia. The research will contribute to the pool of academic resources related to financial inclusion, micro credit, and women entrepreneurship that intend to improve the processes and benchmarking for financial inclusion initiatives. In writing this paper, there was extensive literature research plus in situ research conducted in Indonesia. There is also a significant amount of evidence that is related to factors that contribute to gender inequality. Both desk research and field research found that financial exclusion is linked to financial education, cultural norms of rural Indonesia and high banking cost and mobile payments. In conclusion, the authors recommend improving processes in designing financial products and financial education, and lowering the cost of banking, especially in the use of mobile payment technology, and instituting micro-insurance. Further research is recommended to generate hypotheses relating to financial inclusion and women entrepreneurship in Indonesia.
Publication Year: 2014
Publication Date: 2014-12-27
Language: en
Type: book-chapter
Indexed In: ['crossref']
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Cited By Count: 1
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