Publication Information

{'id': 'https://openalex.org/W4388714637', 'doi': 'https://doi.org/10.1017/9781009334297.005', 'title': 'Demystifying Consumer-Facing Fintech', 'display_name': 'Demystifying Consumer-Facing Fintech', 'publication_year': 2023, 'publication_date': '2023-11-16', 'ids': {'openalex': 'https://openalex.org/W4388714637', 'doi': 'https://doi.org/10.1017/9781009334297.005'}, 'language': 'en', 'primary_location': {'is_oa': True, 'landing_page_url': 'https://doi.org/10.1017/9781009334297.005', 'pdf_url': 'https://www.cambridge.org/core/services/aop-cambridge-core/content/view/308A823B30BB73364766A2F5AB421E17/9781009334327c2_29-50.pdf/demystifying-consumer-facing-fintech.pdf', 'source': {'id': 'https://openalex.org/S4306462995', 'display_name': 'Cambridge University Press eBooks', 'issn_l': None, 'issn': None, 'is_oa': False, 'is_in_doaj': False, 'is_core': False, 'host_organization': 'https://openalex.org/P4310311721', 'host_organization_name': 'Cambridge University Press', 'host_organization_lineage': ['https://openalex.org/P4310311721', 'https://openalex.org/P4310311702'], 'host_organization_lineage_names': ['Cambridge University Press', 'University of Cambridge'], 'type': 'ebook platform'}, 'license': None, 'license_id': None, 'version': 'publishedVersion', 'is_accepted': True, 'is_published': True}, 'type': 'book-chapter', 'type_crossref': 'book-chapter', 'indexed_in': ['crossref'], 'open_access': {'is_oa': True, 'oa_status': 'bronze', 'oa_url': 'https://www.cambridge.org/core/services/aop-cambridge-core/content/view/308A823B30BB73364766A2F5AB421E17/9781009334327c2_29-50.pdf/demystifying-consumer-facing-fintech.pdf', 'any_repository_has_fulltext': False}, 'authorships': [{'author_position': 'first', 'author': {'id': 'https://openalex.org/A5067880329', 'display_name': 'Jeannie Marie Paterson', 'orcid': 'https://orcid.org/0000-0002-2649-7591'}, 'institutions': [], 'countries': [], 'is_corresponding': False, 'raw_author_name': 'Jeannie Paterson', 'raw_affiliation_strings': [], 'affiliations': []}, {'author_position': 'middle', 'author': {'id': 'https://openalex.org/A5021818323', 'display_name': 'Tim Miller', 'orcid': 'https://orcid.org/0000-0002-2458-5336'}, 'institutions': [], 'countries': [], 'is_corresponding': False, 'raw_author_name': 'Tim Miller', 'raw_affiliation_strings': [], 'affiliations': []}, {'author_position': 'last', 'author': {'id': 'https://openalex.org/A5074840855', 'display_name': 'Henrietta Lyons', 'orcid': 'https://orcid.org/0000-0002-6570-4565'}, 'institutions': [], 'countries': [], 'is_corresponding': False, 'raw_author_name': 'Henrietta Lyons', 'raw_affiliation_strings': [], 'affiliations': []}], 'institution_assertions': [], 'countries_distinct_count': 0, 'institutions_distinct_count': 0, 'corresponding_author_ids': [], 'corresponding_institution_ids': [], 'apc_list': None, 'apc_paid': None, 'fwci': 1.692, 'has_fulltext': True, 'fulltext_origin': 'pdf', 'cited_by_count': 1, 'citation_normalized_percentile': {'value': 0.802086, 'is_in_top_1_percent': False, 'is_in_top_10_percent': False}, 'cited_by_percentile_year': {'min': 68, 'max': 79}, 'biblio': {'volume': None, 'issue': None, 'first_page': '29', 'last_page': '50'}, 'is_retracted': False, 'is_paratext': False, 'primary_topic': {'id': 'https://openalex.org/T11995', 'display_name': 'FinTech, Crowdfunding, Digital Finance', 'score': 0.98, 'subfield': {'id': 'https://openalex.org/subfields/1404', 'display_name': 'Management Information Systems'}, 'field': {'id': 'https://openalex.org/fields/14', 'display_name': 'Business, Management and Accounting'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, 'topics': [{'id': 'https://openalex.org/T11995', 'display_name': 'FinTech, Crowdfunding, Digital Finance', 'score': 0.98, 'subfield': {'id': 'https://openalex.org/subfields/1404', 'display_name': 'Management Information Systems'}, 'field': {'id': 'https://openalex.org/fields/14', 'display_name': 'Business, Management and Accounting'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}], 'keywords': [{'id': 'https://openalex.org/keywords/fintech', 'display_name': 'Fintech', 'score': 0.43042207}], 'concepts': [{'id': 'https://openalex.org/C2780233690', 'wikidata': 'https://www.wikidata.org/wiki/Q535347', 'display_name': 'Transparency (behavior)', 'level': 2, 'score': 0.68517995}, {'id': 'https://openalex.org/C29122968', 'wikidata': 'https://www.wikidata.org/wiki/Q1414816', 'display_name': 'Incentive', 'level': 2, 'score': 0.5849458}, {'id': 'https://openalex.org/C2778023277', 'wikidata': 'https://www.wikidata.org/wiki/Q321703', 'display_name': 'Premise', 'level': 2, 'score': 0.57523525}, {'id': 'https://openalex.org/C2776007630', 'wikidata': 'https://www.wikidata.org/wiki/Q2798912', 'display_name': 'Accountability', 'level': 2, 'score': 0.5680164}, {'id': 'https://openalex.org/C144133560', 'wikidata': 'https://www.wikidata.org/wiki/Q4830453', 'display_name': 'Business', 'level': 0, 'score': 0.5449227}, {'id': 'https://openalex.org/C2776034101', 'wikidata': 'https://www.wikidata.org/wiki/Q1509347', 'display_name': 'Commission', 'level': 2, 'score': 0.529386}, {'id': 'https://openalex.org/C162853370', 'wikidata': 'https://www.wikidata.org/wiki/Q39809', 'display_name': 'Marketing', 'level': 1, 'score': 0.46367288}, {'id': 'https://openalex.org/C2989499966', 'wikidata': 'https://www.wikidata.org/wiki/Q664183', 'display_name': 'Consumer protection', 'level': 2, 'score': 0.45699805}, {'id': 'https://openalex.org/C91306197', 'wikidata': 'https://www.wikidata.org/wiki/Q45767', 'display_name': 'Competition (biology)', 'level': 2, 'score': 0.45219123}, {'id': 'https://openalex.org/C540431452', 'wikidata': 'https://www.wikidata.org/wiki/Q16319025', 'display_name': 'FinTech', 'level': 3, 'score': 0.43042207}, {'id': 'https://openalex.org/C139043278', 'wikidata': 'https://www.wikidata.org/wiki/Q837171', 'display_name': 'Financial services', 'level': 2, 'score': 0.37520444}, {'id': 'https://openalex.org/C162324750', 'wikidata': 'https://www.wikidata.org/wiki/Q8134', 'display_name': 'Economics', 'level': 0, 'score': 0.28070325}, {'id': 'https://openalex.org/C10138342', 'wikidata': 'https://www.wikidata.org/wiki/Q43015', 'display_name': 'Finance', 'level': 1, 'score': 0.24724758}, {'id': 'https://openalex.org/C54750564', 'wikidata': 'https://www.wikidata.org/wiki/Q26643', 'display_name': 'Commerce', 'level': 1, 'score': 0.16064888}, {'id': 'https://openalex.org/C41895202', 'wikidata': 'https://www.wikidata.org/wiki/Q8162', 'display_name': 'Linguistics', 'level': 1, 'score': 0.0}, {'id': 'https://openalex.org/C138885662', 'wikidata': 'https://www.wikidata.org/wiki/Q5891', 'display_name': 'Philosophy', 'level': 0, 'score': 0.0}, {'id': 'https://openalex.org/C17744445', 'wikidata': 'https://www.wikidata.org/wiki/Q36442', 'display_name': 'Political science', 'level': 0, 'score': 0.0}, {'id': 'https://openalex.org/C199539241', 'wikidata': 'https://www.wikidata.org/wiki/Q7748', 'display_name': 'Law', 'level': 1, 'score': 0.0}, {'id': 'https://openalex.org/C86803240', 'wikidata': 'https://www.wikidata.org/wiki/Q420', 'display_name': 'Biology', 'level': 0, 'score': 0.0}, {'id': 'https://openalex.org/C175444787', 'wikidata': 'https://www.wikidata.org/wiki/Q39072', 'display_name': 'Microeconomics', 'level': 1, 'score': 0.0}, {'id': 'https://openalex.org/C18903297', 'wikidata': 'https://www.wikidata.org/wiki/Q7150', 'display_name': 'Ecology', 'level': 1, 'score': 0.0}], 'mesh': [], 'locations_count': 1, 'locations': [{'is_oa': True, 'landing_page_url': 'https://doi.org/10.1017/9781009334297.005', 'pdf_url': 'https://www.cambridge.org/core/services/aop-cambridge-core/content/view/308A823B30BB73364766A2F5AB421E17/9781009334327c2_29-50.pdf/demystifying-consumer-facing-fintech.pdf', 'source': {'id': 'https://openalex.org/S4306462995', 'display_name': 'Cambridge University Press eBooks', 'issn_l': None, 'issn': None, 'is_oa': False, 'is_in_doaj': False, 'is_core': False, 'host_organization': 'https://openalex.org/P4310311721', 'host_organization_name': 'Cambridge University Press', 'host_organization_lineage': ['https://openalex.org/P4310311721', 'https://openalex.org/P4310311702'], 'host_organization_lineage_names': ['Cambridge University Press', 'University of Cambridge'], 'type': 'ebook platform'}, 'license': None, 'license_id': None, 'version': 'publishedVersion', 'is_accepted': True, 'is_published': True}], 'best_oa_location': {'is_oa': True, 'landing_page_url': 'https://doi.org/10.1017/9781009334297.005', 'pdf_url': 'https://www.cambridge.org/core/services/aop-cambridge-core/content/view/308A823B30BB73364766A2F5AB421E17/9781009334327c2_29-50.pdf/demystifying-consumer-facing-fintech.pdf', 'source': {'id': 'https://openalex.org/S4306462995', 'display_name': 'Cambridge University Press eBooks', 'issn_l': None, 'issn': None, 'is_oa': False, 'is_in_doaj': False, 'is_core': False, 'host_organization': 'https://openalex.org/P4310311721', 'host_organization_name': 'Cambridge University Press', 'host_organization_lineage': ['https://openalex.org/P4310311721', 'https://openalex.org/P4310311702'], 'host_organization_lineage_names': ['Cambridge University Press', 'University of Cambridge'], 'type': 'ebook platform'}, 'license': None, 'license_id': None, 'version': 'publishedVersion', 'is_accepted': True, 'is_published': True}, 'sustainable_development_goals': [], 'grants': [], 'datasets': [], 'versions': [], 'referenced_works_count': 36, 'referenced_works': ['https://openalex.org/W1548422283', 'https://openalex.org/W2565578130', 'https://openalex.org/W2599512812', 'https://openalex.org/W2613910597', 'https://openalex.org/W2786329903', 'https://openalex.org/W2791994566', 'https://openalex.org/W2798234784', 'https://openalex.org/W2892104346', 'https://openalex.org/W2905106033', 'https://openalex.org/W2905737438', 'https://openalex.org/W2912863873', 'https://openalex.org/W2953522645', 'https://openalex.org/W2954849019', 'https://openalex.org/W2958666832', 'https://openalex.org/W2963095307', 'https://openalex.org/W2963125461', 'https://openalex.org/W2969614040', 'https://openalex.org/W2977407152', 'https://openalex.org/W2985543011', 'https://openalex.org/W2989408485', 'https://openalex.org/W3014599136', 'https://openalex.org/W3026866015', 'https://openalex.org/W3035382363', 'https://openalex.org/W3107590226', 'https://openalex.org/W3120994284', 'https://openalex.org/W3121017194', 'https://openalex.org/W3121426264', 'https://openalex.org/W3122548859', 'https://openalex.org/W3124253507', 'https://openalex.org/W3146247591', 'https://openalex.org/W3158471737', 'https://openalex.org/W3158521348', 'https://openalex.org/W3209809080', 'https://openalex.org/W4286815637', 'https://openalex.org/W4293070823', 'https://openalex.org/W4395095675'], 'related_works': ['https://openalex.org/W4390448871', 'https://openalex.org/W4388950908', 'https://openalex.org/W4387663353', 'https://openalex.org/W4377289271', 'https://openalex.org/W4236175232', 'https://openalex.org/W4226191774', 'https://openalex.org/W4224253439', 'https://openalex.org/W3095064424', 'https://openalex.org/W2905132224', 'https://openalex.org/W2807526786'], 'abstract_inverted_index': {'Chapter': [0], '2': [1], 'looks': [2], 'at': [3, 39], 'transparency': [4, 220], 'and': [5, 30, 55, 74, 82, 94, 129, 162, 184, 209, 233, 244], 'fintech': [6, 13, 110, 121, 193, 231], 'tools.': [7, 131], 'The': [8, 116, 215], 'premise': [9], 'behind': [10], 'many': [11], 'so-called': [12], 'innovations': [14], 'in': [15], 'consumer': [16, 70], 'markets': [17], 'is': [18, 188, 205, 221, 225], 'to': [19, 26, 79, 114, 124, 195, 228], 'make': [20, 166, 196], 'more': [21], 'personalised': [22], 'financial': [23, 163], 'products': [24, 47, 197], 'available': [25], 'an': [27], 'often': [28], 'underserved': [29], 'largely': [31], 'inexperienced': [32], 'cohort.': [33], 'Many': [34], 'consumers': [35, 125, 229], 'are': [36, 61, 106, 126, 149], 'not': [37, 135], 'good': [38], 'managing': [40], 'their': [41], 'day-to-day': [42], 'finances,': [43], 'selecting': [44], 'optimal': [45], 'credit': [46], 'or': [48, 89], 'investing': [49], 'for': [50, 192, 202, 242], 'the': [51, 56, 65, 101, 109, 141, 154], 'future.': [52], 'Fintech': [53], 'products,': [54], 'applications': [57], 'associated': [58], 'with': [59, 239], 'them,': [60, 237], 'commonly': [62, 150], 'promoted': [63], 'on': [64, 172], 'basis': [66, 78], 'they': [67, 148], 'will': [68], 'use': [69, 142], 'data,': [71, 181], 'AI': [72], 'capacities,': [73], 'a': [75, 167], 'lower': [76], 'cost': [77], 'promote': [80], 'competition': [81], 'better': [83], 'serve': [84], 'consumers,': [85], 'including': [86], 'financially': [87], 'excluded': [88], 'vulnerable': [90], 'consumers.': [91, 115], 'Paterson,': [92], 'Miller,': [93], 'Lyons': [95], 'challenge': [96], 'these': [97], 'premises': [98], 'by': [99, 152, 159, 175], 'demystifying': [100], 'kinds': [102], 'of': [103, 120, 143, 156, 212], 'capacities': [104], 'that': [105, 198, 218], 'possible': [107], 'through': [108, 140, 169], 'technologies': [111], 'being': [112, 226], 'offered': [113, 123, 227], 'most': [117], 'common': [118], 'form': [119], 'solutions': [122], 'credit,': [127], 'budgeting,': [128], 'investment': [130], 'These': [132], 'typically': [133], 'do': [134], 'disrupt': [136], 'existing': [137], 'service': [138], 'models': [139], 'deep': [144], 'learning': [145], 'AI.': [146], 'Rather': [147], 'enabled': [151], 'encoding': [153], 'rules': [155], 'thumb': [157], 'used': [158], 'mortgage': [160], 'brokers': [161], 'advisers.': [164], 'They': [165], 'return': [168], 'methods': [170], 'criticised': [171], 'when': [173], 'deployed': [174], 'social': [176], 'media': [177], 'platforms,': [178], 'namely': [179], 'on-selling': [180], 'targeted': [182], 'advertising,': [183], 'commission-based': [185], 'sales.': [186], 'There': [187], 'moreover': [189], 'little': [190, 210], 'incentive': [191], 'providers': [194], 'benefit': [199], 'marginalised': [200], 'cohorts': [201], 'whom': [203], 'there': [204], 'minimal': [206], 'relevant': [207], 'data': [208], 'likelihood': [211], 'lucrative': [213], 'return.': [214], 'authors': [216], 'argue': [217], 'greater': [219, 240], 'required': [222], 'about': [223], 'what': [224], 'though': [230], 'tools': [232], 'who': [234], 'benefits': [235], 'from': [236], 'along': [238], 'accountability': [241], 'ill-founded': [243], 'even': [245], 'sensationalised': [246], 'claims.': [247]}, 'cited_by_api_url': 'https://api.openalex.org/works?filter=cites:W4388714637', 'counts_by_year': [{'year': 2024, 'cited_by_count': 1}], 'updated_date': '2024-12-19T16:33:37.157891', 'created_date': '2023-11-16'}