Abstract: The study investigated the extent to which the Central Bank of Ghana has implemented the provisions of the Basel III. An overview of the banking system in Ghana and existing literature on risk management was reviewed to establish the relationship between risk management and the various Basel provisions. The results show that universal banking has exposed banking operations to a number of risks, especially, credit and liquidity risk. The study further revealed that Ghana has raced ahead of most African countries in adopting best practices in regulatory capital adequacy of banks, thereby inspiring the confidence of investors in the Ghanaian banking industry. The implementation of Basel II has afforded management and Boards of banks to focus attention on the risk profile of clients and adopt the appropriate risk management measures even though, the Central bank is yet to consider the implementation of Basel III.
Publication Year: 2015
Publication Date: 2015-03-03
Language: en
Type: article
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Cited By Count: 2
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