Get quick answers to your questions about the article from our AI researcher chatbot
{'id': 'https://openalex.org/W3125855899', 'doi': 'https://doi.org/10.1016/j.jfi.2018.06.002', 'title': 'Customers and investors: A framework for understanding the evolution of financial institutions', 'display_name': 'Customers and investors: A framework for understanding the evolution of financial institutions', 'publication_year': 2018, 'publication_date': '2018-06-15', 'ids': {'openalex': 'https://openalex.org/W3125855899', 'doi': 'https://doi.org/10.1016/j.jfi.2018.06.002', 'mag': '3125855899'}, 'language': 'en', 'primary_location': {'is_oa': False, 'landing_page_url': 'https://doi.org/10.1016/j.jfi.2018.06.002', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S5984737', 'display_name': 'Journal of Financial Intermediation', 'issn_l': '1042-9573', 'issn': ['1042-9573', '1096-0473'], 'is_oa': False, 'is_in_doaj': False, 'is_core': True, 'host_organization': 'https://openalex.org/P4310320990', 'host_organization_name': 'Elsevier BV', 'host_organization_lineage': ['https://openalex.org/P4310320990'], 'host_organization_lineage_names': ['Elsevier BV'], 'type': 'journal'}, 'license': None, 'license_id': None, 'version': None, 'is_accepted': False, 'is_published': False}, 'type': 'article', 'type_crossref': 'journal-article', 'indexed_in': ['crossref'], 'open_access': {'is_oa': True, 'oa_status': 'green', 'oa_url': 'https://dspace.mit.edu/bitstream/1721.1/134745/2/Merton_Customers%20and%20investors.pdf', 'any_repository_has_fulltext': True}, 'authorships': [{'author_position': 'first', 'author': {'id': 'https://openalex.org/A5109857703', 'display_name': 'Robert C. Merton', 'orcid': None}, 'institutions': [{'id': 'https://openalex.org/I63966007', 'display_name': 'Massachusetts Institute of Technology', 'ror': 'https://ror.org/042nb2s44', 'country_code': 'US', 'type': 'education', 'lineage': ['https://openalex.org/I63966007']}], 'countries': ['US'], 'is_corresponding': False, 'raw_author_name': 'Robert C. Merton', 'raw_affiliation_strings': ['Finance Group, MIT Sloan School of Management, 100 Main St., Cambridge, MA 02142, USA', 'NBER, 1050 Massachusetts Ave., Cambridge, MA 02138, USA'], 'affiliations': [{'raw_affiliation_string': 'NBER, 1050 Massachusetts Ave., Cambridge, MA 02138, USA', 'institution_ids': []}, {'raw_affiliation_string': 'Finance Group, MIT Sloan School of Management, 100 Main St., Cambridge, MA 02142, USA', 'institution_ids': ['https://openalex.org/I63966007']}]}, {'author_position': 'last', 'author': {'id': 'https://openalex.org/A5074059417', 'display_name': 'Richard T. Thakor', 'orcid': 'https://orcid.org/0000-0001-6636-6302'}, 'institutions': [{'id': 'https://openalex.org/I130238516', 'display_name': 'University of Minnesota', 'ror': 'https://ror.org/017zqws13', 'country_code': 'US', 'type': 'education', 'lineage': ['https://openalex.org/I130238516']}], 'countries': ['US'], 'is_corresponding': True, 'raw_author_name': 'Richard T. Thakor', 'raw_affiliation_strings': ['Finance Department, Carlson School of Management, University of Minnesota, 321 19th Ave. South, Minneapolis, MN 55455, USA'], 'affiliations': [{'raw_affiliation_string': 'Finance Department, Carlson School of Management, University of Minnesota, 321 19th Ave. South, Minneapolis, MN 55455, USA', 'institution_ids': ['https://openalex.org/I130238516']}]}], 'institution_assertions': [], 'countries_distinct_count': 1, 'institutions_distinct_count': 2, 'corresponding_author_ids': ['https://openalex.org/A5074059417'], 'corresponding_institution_ids': ['https://openalex.org/I130238516'], 'apc_list': {'value': 3840, 'currency': 'USD', 'value_usd': 3840, 'provenance': 'doaj'}, 'apc_paid': None, 'fwci': 7.949, 'has_fulltext': True, 'fulltext_origin': 'pdf', 'cited_by_count': 58, 'citation_normalized_percentile': {'value': 0.999916, 'is_in_top_1_percent': True, 'is_in_top_10_percent': True}, 'cited_by_percentile_year': {'min': 97, 'max': 98}, 'biblio': {'volume': '39', 'issue': None, 'first_page': '4', 'last_page': '18'}, 'is_retracted': False, 'is_paratext': False, 'primary_topic': {'id': 'https://openalex.org/T10127', 'display_name': 'Banking stability, regulation, efficiency', 'score': 0.9999, 'subfield': {'id': 'https://openalex.org/subfields/2003', 'display_name': 'Finance'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, 'topics': [{'id': 'https://openalex.org/T10127', 'display_name': 'Banking stability, regulation, efficiency', 'score': 0.9999, 'subfield': {'id': 'https://openalex.org/subfields/2003', 'display_name': 'Finance'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T12137', 'display_name': 'Economic theories and models', 'score': 0.9962, 'subfield': {'id': 'https://openalex.org/subfields/2002', 'display_name': 'Economics and Econometrics'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T11742', 'display_name': 'Economic Theory and Policy', 'score': 0.9866, 'subfield': {'id': 'https://openalex.org/subfields/2000', 'display_name': 'General Economics, Econometrics and Finance'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}], 'keywords': [{'id': 'https://openalex.org/keywords/intermediary', 'display_name': 'Intermediary', 'score': 0.5454987}], 'concepts': [{'id': 'https://openalex.org/C144133560', 'wikidata': 'https://www.wikidata.org/wiki/Q4830453', 'display_name': 'Business', 'level': 0, 'score': 0.708856}, {'id': 'https://openalex.org/C10138342', 'wikidata': 'https://www.wikidata.org/wiki/Q43015', 'display_name': 'Finance', 'level': 1, 'score': 0.64379895}, {'id': 'https://openalex.org/C65146658', 'wikidata': 'https://www.wikidata.org/wiki/Q1416431', 'display_name': 'Financial intermediary', 'level': 2, 'score': 0.6245673}, {'id': 'https://openalex.org/C139569457', 'wikidata': 'https://www.wikidata.org/wiki/Q1666223', 'display_name': 'Intermediary', 'level': 2, 'score': 0.5454987}], 'mesh': [], 'locations_count': 2, 'locations': [{'is_oa': False, 'landing_page_url': 'https://doi.org/10.1016/j.jfi.2018.06.002', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S5984737', 'display_name': 'Journal of Financial Intermediation', 'issn_l': '1042-9573', 'issn': ['1042-9573', '1096-0473'], 'is_oa': False, 'is_in_doaj': False, 'is_core': True, 'host_organization': 'https://openalex.org/P4310320990', 'host_organization_name': 'Elsevier BV', 'host_organization_lineage': ['https://openalex.org/P4310320990'], 'host_organization_lineage_names': ['Elsevier BV'], 'type': 'journal'}, 'license': None, 'license_id': None, 'version': None, 'is_accepted': False, 'is_published': False}, {'is_oa': True, 'landing_page_url': 'https://hdl.handle.net/1721.1/134745', 'pdf_url': 'https://dspace.mit.edu/bitstream/1721.1/134745/2/Merton_Customers%20and%20investors.pdf', 'source': {'id': 'https://openalex.org/S4306400425', 'display_name': 'DSpace@MIT (Massachusetts Institute of Technology)', 'issn_l': None, 'issn': None, 'is_oa': True, 'is_in_doaj': False, 'is_core': False, 'host_organization': 'https://openalex.org/I63966007', 'host_organization_name': 'Massachusetts Institute of Technology', 'host_organization_lineage': ['https://openalex.org/I63966007'], 'host_organization_lineage_names': ['Massachusetts Institute of Technology'], 'type': 'repository'}, 'license': 'cc-by-nc-nd', 'license_id': 'https://openalex.org/licenses/cc-by-nc-nd', 'version': 'submittedVersion', 'is_accepted': False, 'is_published': False}], 'best_oa_location': {'is_oa': True, 'landing_page_url': 'https://hdl.handle.net/1721.1/134745', 'pdf_url': 'https://dspace.mit.edu/bitstream/1721.1/134745/2/Merton_Customers%20and%20investors.pdf', 'source': {'id': 'https://openalex.org/S4306400425', 'display_name': 'DSpace@MIT (Massachusetts Institute of Technology)', 'issn_l': None, 'issn': None, 'is_oa': True, 'is_in_doaj': False, 'is_core': False, 'host_organization': 'https://openalex.org/I63966007', 'host_organization_name': 'Massachusetts Institute of Technology', 'host_organization_lineage': ['https://openalex.org/I63966007'], 'host_organization_lineage_names': ['Massachusetts Institute of Technology'], 'type': 'repository'}, 'license': 'cc-by-nc-nd', 'license_id': 'https://openalex.org/licenses/cc-by-nc-nd', 'version': 'submittedVersion', 'is_accepted': False, 'is_published': False}, 'sustainable_development_goals': [], 'grants': [], 'datasets': [], 'versions': [], 'referenced_works_count': 48, 'referenced_works': ['https://openalex.org/W1515013532', 'https://openalex.org/W1524622508', 'https://openalex.org/W1529226973', 'https://openalex.org/W1545420549', 'https://openalex.org/W1546523058', 'https://openalex.org/W1608009123', 'https://openalex.org/W1968450183', 'https://openalex.org/W1982660625', 'https://openalex.org/W2007374379', 'https://openalex.org/W2014716706', 'https://openalex.org/W2024889806', 'https://openalex.org/W2029023465', 'https://openalex.org/W2044728049', 'https://openalex.org/W2045140612', 'https://openalex.org/W2047437177', 'https://openalex.org/W2047582865', 'https://openalex.org/W2081341649', 'https://openalex.org/W2083765843', 'https://openalex.org/W2092493830', 'https://openalex.org/W2096543326', 'https://openalex.org/W2106982353', 'https://openalex.org/W2108491286', 'https://openalex.org/W2118549276', 'https://openalex.org/W2125418034', 'https://openalex.org/W2129881428', 'https://openalex.org/W2132794516', 'https://openalex.org/W2142436294', 'https://openalex.org/W2147194559', 'https://openalex.org/W2157509893', 'https://openalex.org/W2317872890', 'https://openalex.org/W2494083328', 'https://openalex.org/W3121609486', 'https://openalex.org/W3121893308', 'https://openalex.org/W3121910425', 'https://openalex.org/W3122771827', 'https://openalex.org/W3123196380', 'https://openalex.org/W3123285923', 'https://openalex.org/W3123697177', 'https://openalex.org/W3123855296', 'https://openalex.org/W3124114405', 'https://openalex.org/W3124249789', 'https://openalex.org/W3124629750', 'https://openalex.org/W3124715945', 'https://openalex.org/W3148372233', 'https://openalex.org/W4235112887', 'https://openalex.org/W4235164060', 'https://openalex.org/W4252340310', 'https://openalex.org/W644348876'], 'related_works': ['https://openalex.org/W606988588', 'https://openalex.org/W4300935105', 'https://openalex.org/W3209825184', 'https://openalex.org/W3123489949', 'https://openalex.org/W2992816642', 'https://openalex.org/W2893832477', 'https://openalex.org/W2766181518', 'https://openalex.org/W2184929315', 'https://openalex.org/W2084894276', 'https://openalex.org/W1985835567'], 'abstract_inverted_index': None, 'cited_by_api_url': 'https://api.openalex.org/works?filter=cites:W3125855899', 'counts_by_year': [{'year': 2024, 'cited_by_count': 9}, {'year': 2023, 'cited_by_count': 8}, {'year': 2022, 'cited_by_count': 10}, {'year': 2021, 'cited_by_count': 9}, {'year': 2020, 'cited_by_count': 6}, {'year': 2019, 'cited_by_count': 8}, {'year': 2018, 'cited_by_count': 6}, {'year': 2012, 'cited_by_count': 1}], 'updated_date': '2024-12-19T19:58:29.099036', 'created_date': '2021-02-01'}