Title: Ownership Structure and Credit Risk of Commercial Banks:An Empirical Analysis Based on Listed Banks in China
Abstract: With the introduction of foreign strategic investor and private capital,the ownership structure of China's commercial banks presents diversification.Based on the financial data from 2006 to 2011 of 16 listed commercial banks,the paper depicts the ownership structure through factors including ownership concentration,the property of large shareholders and balance of ownership.Moreover,the paper analyses the relationship between the ownership structure and credit risk based on panel data model.The result shows that the shareholding proportion of the top 5 shareholders,the largest shareholder and balance of ownership have significant positive relation with credit risk.
Publication Year: 2012
Publication Date: 2012-01-01
Language: en
Type: article
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