Title: Social Credit Environment Govemance and Credit Card Security
Abstract: The credit card market is characterized by asymmetric credit information,which creates potential credit risks and fraud risks.Thus the issue of credit card security may lead to a series of financial and economic risks.The degenerating social credit environment will intensify the relevance effect between the two in practice.The measures for management are as follows: build a formal system framework of the financial credit environment by systematizing and standardizing legislation in the financial credit field;establish a transaction and transmission mechanism of credit information and resources oriented by the unified financial credit information market;reshape an informal system environment of social credit aiming at applying the credit awareness in behavior and regularizing the credit behavior.
Publication Year: 2012
Publication Date: 2012-01-01
Language: en
Type: article
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