Title: Capital Adequacy,Stock Structure and Profitability of Commercial Banks——An Empirical Study of Commercial Banks in China
Abstract: Based on the theoretical assumption about the linkage between capital adequacy and profitability of commercial banks,this paper uses data of commercial banks in China for 2004—2009 to make a regression test of capital adequacy and return on assets of 36 commercial banks.It is found that capital adequacy has a significant positive effect on profitability.In the meantime,cost efficiency and market competition also have a significant effect.By analyzing subsamples,we find that shareholding by foreign banks and non-performing loans ratio also have good explanatory capacity for the profitability of listed and national commercial banks.
Publication Year: 2012
Publication Date: 2012-01-01
Language: en
Type: article
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Cited By Count: 1
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