Publication Information

{'id': 'https://openalex.org/W2288774045', 'doi': None, 'title': 'The Consequences of Interest Only Loans for the Housing Boom and Bust', 'display_name': 'The Consequences of Interest Only Loans for the Housing Boom and Bust', 'publication_year': 2015, 'publication_date': '2015-12-14', 'ids': {'openalex': 'https://openalex.org/W2288774045', 'mag': '2288774045'}, 'language': 'en', 'primary_location': {'is_oa': False, 'landing_page_url': 'https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2699824', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S4210172589', 'display_name': 'SSRN Electronic Journal', 'issn_l': '1556-5068', 'issn': ['1556-5068'], 'is_oa': False, 'is_in_doaj': False, 'is_core': False, 'host_organization': 'https://openalex.org/I1318003438', 'host_organization_name': 'RELX Group (Netherlands)', 'host_organization_lineage': ['https://openalex.org/I1318003438'], 'host_organization_lineage_names': ['RELX Group (Netherlands)'], 'type': 'repository'}, 'license': None, 'license_id': None, 'version': 'submittedVersion', 'is_accepted': False, 'is_published': False}, 'type': 'article', 'type_crossref': 'posted-content', 'indexed_in': [], 'open_access': {'is_oa': False, 'oa_status': 'closed', 'oa_url': None, 'any_repository_has_fulltext': False}, 'authorships': [{'author_position': 'first', 'author': {'id': 'https://openalex.org/A5050305992', 'display_name': 'Claes Bäckman', 'orcid': 'https://orcid.org/0000-0003-3264-3417'}, 'institutions': [{'id': 'https://openalex.org/I180519160', 'display_name': 'Copenhagen Business School', 'ror': 'https://ror.org/04sppb023', 'country_code': 'DK', 'type': 'education', 'lineage': ['https://openalex.org/I180519160']}], 'countries': ['DK'], 'is_corresponding': False, 'raw_author_name': 'Claes Bäckman', 'raw_affiliation_strings': ['(Copenhagen Business School)'], 'affiliations': [{'raw_affiliation_string': '(Copenhagen Business School)', 'institution_ids': ['https://openalex.org/I180519160']}]}, {'author_position': 'last', 'author': {'id': 'https://openalex.org/A5030489377', 'display_name': 'Chandler Lutz', 'orcid': None}, 'institutions': [{'id': 'https://openalex.org/I180519160', 'display_name': 'Copenhagen Business School', 'ror': 'https://ror.org/04sppb023', 'country_code': 'DK', 'type': 'education', 'lineage': ['https://openalex.org/I180519160']}], 'countries': ['DK'], 'is_corresponding': False, 'raw_author_name': 'Chandler Lutz', 'raw_affiliation_strings': ['(Copenhagen Business School)'], 'affiliations': [{'raw_affiliation_string': '(Copenhagen Business School)', 'institution_ids': ['https://openalex.org/I180519160']}]}], 'institution_assertions': [], 'countries_distinct_count': 1, 'institutions_distinct_count': 1, 'corresponding_author_ids': [], 'corresponding_institution_ids': [], 'apc_list': None, 'apc_paid': None, 'fwci': 0.0, 'has_fulltext': False, 'cited_by_count': 0, 'citation_normalized_percentile': {'value': 0.0, 'is_in_top_1_percent': False, 'is_in_top_10_percent': False}, 'cited_by_percentile_year': {'min': 0, 'max': 66}, 'biblio': {'volume': None, 'issue': None, 'first_page': None, 'last_page': None}, 'is_retracted': False, 'is_paratext': False, 'primary_topic': {'id': 'https://openalex.org/T10632', 'display_name': 'Housing Market and Economics', 'score': 0.9999, 'subfield': {'id': 'https://openalex.org/subfields/2002', 'display_name': 'Economics and Econometrics'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, 'topics': [{'id': 'https://openalex.org/T10632', 'display_name': 'Housing Market and Economics', 'score': 0.9999, 'subfield': {'id': 'https://openalex.org/subfields/2002', 'display_name': 'Economics and Econometrics'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T10517', 'display_name': 'Financial Literacy, Pension, Retirement Analysis', 'score': 0.9968, 'subfield': {'id': 'https://openalex.org/subfields/1402', 'display_name': 'Accounting'}, 'field': {'id': 'https://openalex.org/fields/14', 'display_name': 'Business, Management and Accounting'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T11817', 'display_name': 'Housing, Finance, and Neoliberalism', 'score': 0.9932, 'subfield': {'id': 'https://openalex.org/subfields/2003', 'display_name': 'Finance'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}], 'keywords': [{'id': 'https://openalex.org/keywords/bust', 'display_name': 'Bust', 'score': 0.9709617}], 'concepts': [{'id': 'https://openalex.org/C2778929795', 'wikidata': 'https://www.wikidata.org/wiki/Q17489160', 'display_name': 'Bust', 'level': 3, 'score': 0.9709617}, {'id': 'https://openalex.org/C141441539', 'wikidata': 'https://www.wikidata.org/wiki/Q1970908', 'display_name': 'Boom', 'level': 2, 'score': 0.95052266}, {'id': 'https://openalex.org/C2777764128', 'wikidata': 'https://www.wikidata.org/wiki/Q189539', 'display_name': 'Loan', 'level': 2, 'score': 0.61775476}, {'id': 'https://openalex.org/C162324750', 'wikidata': 'https://www.wikidata.org/wiki/Q8134', 'display_name': 'Economics', 'level': 0, 'score': 0.5118953}, {'id': 'https://openalex.org/C556758197', 'wikidata': 'https://www.wikidata.org/wiki/Q580018', 'display_name': 'Monetary economics', 'level': 1, 'score': 0.48696837}, {'id': 'https://openalex.org/C175025494', 'wikidata': 'https://www.wikidata.org/wiki/Q179179', 'display_name': 'Interest rate', 'level': 2, 'score': 0.46700725}, {'id': 'https://openalex.org/C144133560', 'wikidata': 'https://www.wikidata.org/wiki/Q4830453', 'display_name': 'Business', 'level': 0, 'score': 0.42640278}, {'id': 'https://openalex.org/C10138342', 'wikidata': 'https://www.wikidata.org/wiki/Q43015', 'display_name': 'Finance', 'level': 1, 'score': 0.2630006}, {'id': 'https://openalex.org/C127413603', 'wikidata': 'https://www.wikidata.org/wiki/Q11023', 'display_name': 'Engineering', 'level': 0, 'score': 0.06690028}, {'id': 'https://openalex.org/C87717796', 'wikidata': 'https://www.wikidata.org/wiki/Q146326', 'display_name': 'Environmental engineering', 'level': 1, 'score': 0.0}], 'mesh': [], 'locations_count': 1, 'locations': [{'is_oa': False, 'landing_page_url': 'https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2699824', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S4210172589', 'display_name': 'SSRN Electronic Journal', 'issn_l': '1556-5068', 'issn': ['1556-5068'], 'is_oa': False, 'is_in_doaj': False, 'is_core': False, 'host_organization': 'https://openalex.org/I1318003438', 'host_organization_name': 'RELX Group (Netherlands)', 'host_organization_lineage': ['https://openalex.org/I1318003438'], 'host_organization_lineage_names': ['RELX Group (Netherlands)'], 'type': 'repository'}, 'license': None, 'license_id': None, 'version': 'submittedVersion', 'is_accepted': False, 'is_published': False}], 'best_oa_location': None, 'sustainable_development_goals': [], 'grants': [], 'datasets': [], 'versions': [], 'referenced_works_count': 25, 'referenced_works': ['https://openalex.org/W1603601308', 'https://openalex.org/W1912246770', 'https://openalex.org/W1964158992', 'https://openalex.org/W1983291248', 'https://openalex.org/W2009445276', 'https://openalex.org/W2015032687', 'https://openalex.org/W2022313490', 'https://openalex.org/W2052115379', 'https://openalex.org/W2063715511', 'https://openalex.org/W2069106917', 'https://openalex.org/W2108450313', 'https://openalex.org/W2145673304', 'https://openalex.org/W2168806230', 'https://openalex.org/W2171656257', 'https://openalex.org/W2551638065', 'https://openalex.org/W2891085709', 'https://openalex.org/W3021101003', 'https://openalex.org/W3121890145', 'https://openalex.org/W3122049385', 'https://openalex.org/W3122059306', 'https://openalex.org/W3123062684', 'https://openalex.org/W3123457007', 'https://openalex.org/W3123884917', 'https://openalex.org/W3124399697', 'https://openalex.org/W3125057276'], 'related_works': ['https://openalex.org/W3185907545', 'https://openalex.org/W3138153421', 'https://openalex.org/W3126058487', 'https://openalex.org/W3125533003', 'https://openalex.org/W3124655146', 'https://openalex.org/W3124348993', 'https://openalex.org/W3124245136', 'https://openalex.org/W3122580761', 'https://openalex.org/W3121484715', 'https://openalex.org/W3121153376', 'https://openalex.org/W3092065416', 'https://openalex.org/W3048058063', 'https://openalex.org/W3044141279', 'https://openalex.org/W2944361826', 'https://openalex.org/W2271742335', 'https://openalex.org/W2098928284', 'https://openalex.org/W1988463647', 'https://openalex.org/W1988440823', 'https://openalex.org/W187296523', 'https://openalex.org/W1605445997'], 'abstract_inverted_index': {'We': [0], 'use': [1], 'a': [2, 73], 'natural': [3], 'experiment': [4], 'in': [5, 28, 58, 66], 'Denmark': [6], 'to': [7, 36, 89], 'assess': [8], 'the': [9, 16, 25, 41, 48, 77, 97], 'impact': [10, 75], 'of': [11], 'interest-only': [12], '(IO)': [13], 'mortgages': [14, 23], 'during': [15, 40, 47, 96], '2000s.': [17], 'Our': [18], 'results': [19], 'indicate': [20], 'that': [21], 'IO': [22, 30, 87], 'amplified': [24], 'boom-bust': [26], 'pattern': [27], 'housing:': [29], 'loan': [31], 'availability': [32], 'caused': [33], 'house': [34, 93], 'prices': [35], 'increase': [37], '35': [38], 'percent': [39], 'boom': [42], 'and': [43, 71], 'then': [44], 'subsequently': [45], 'reverse': [46], 'bust.': [49], 'These': [50], 'effects,': [51], 'which': [52], 'cannot': [53], 'be': [54], 'explained': [55], 'by': [56], 'changes': [57], 'lending': [59], 'standards': [60], 'or': [61], 'credit': [62], 'supply,': [63], 'are': [64, 82], 'magnified': [65], 'more': [67], 'inelastic': [68], 'housing': [69], 'markets': [70], 'have': [72], 'large': [74], 'on': [76, 91], 'real': [78], 'economy.': [79], 'Together,': [80], 'findings': [81], 'consistent': [83], 'with': [84], 'households': [85], 'using': [86], 'loans': [88], 'capitalize': [90], 'optimistic': [92], 'price': [94], 'expectations': [95], '2000s': [98], 'boom.': [99]}, 'cited_by_api_url': 'https://api.openalex.org/works?filter=cites:W2288774045', 'counts_by_year': [], 'updated_date': '2024-12-08T04:43:28.594688', 'created_date': '2016-06-24'}