Get quick answers to your questions about the article from our AI researcher chatbot
{'id': 'https://openalex.org/W2120826663', 'doi': 'https://doi.org/10.1007/s12297-013-0256-0', 'title': 'Are interest rates too low? Empirical evidence and implications for German life insurers', 'display_name': 'Are interest rates too low? Empirical evidence and implications for German life insurers', 'publication_year': 2014, 'publication_date': '2014-01-07', 'ids': {'openalex': 'https://openalex.org/W2120826663', 'doi': 'https://doi.org/10.1007/s12297-013-0256-0', 'mag': '2120826663'}, 'language': 'en', 'primary_location': {'is_oa': False, 'landing_page_url': 'https://doi.org/10.1007/s12297-013-0256-0', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S4210178946', 'display_name': 'Zeitschrift für die gesamte Versicherungswissenschaft', 'issn_l': '0044-2585', 'issn': ['0044-2585', '1865-9748'], 'is_oa': False, 'is_in_doaj': False, 'is_core': True, 'host_organization': 'https://openalex.org/P4310319900', 'host_organization_name': 'Springer Science+Business Media', 'host_organization_lineage': ['https://openalex.org/P4310319965', 'https://openalex.org/P4310319900'], 'host_organization_lineage_names': ['Springer Nature', 'Springer Science+Business Media'], 'type': 'journal'}, 'license': None, 'license_id': None, 'version': None, 'is_accepted': False, 'is_published': False}, 'type': 'article', 'type_crossref': 'journal-article', 'indexed_in': ['crossref'], 'open_access': {'is_oa': False, 'oa_status': 'closed', 'oa_url': None, 'any_repository_has_fulltext': False}, 'authorships': [{'author_position': 'first', 'author': {'id': 'https://openalex.org/A5058347240', 'display_name': 'Tobias Basse', 'orcid': 'https://orcid.org/0000-0002-1653-9137'}, 'institutions': [{'id': 'https://openalex.org/I200437953', 'display_name': 'Touro College', 'ror': 'https://ror.org/05hwfvk38', 'country_code': 'US', 'type': 'education', 'lineage': ['https://openalex.org/I200437953']}], 'countries': ['US'], 'is_corresponding': False, 'raw_author_name': 'Tobias Basse', 'raw_affiliation_strings': ['NORD/LB Hannover', 'Touro College Berlin'], 'affiliations': [{'raw_affiliation_string': 'Touro College Berlin', 'institution_ids': ['https://openalex.org/I200437953']}, {'raw_affiliation_string': 'NORD/LB Hannover', 'institution_ids': []}]}, {'author_position': 'middle', 'author': {'id': 'https://openalex.org/A5065331595', 'display_name': 'Meik Friedrich', 'orcid': None}, 'institutions': [{'id': 'https://openalex.org/I4210127020', 'display_name': 'Hochschule Weserbergland', 'ror': 'https://ror.org/0367m1n91', 'country_code': 'DE', 'type': 'education', 'lineage': ['https://openalex.org/I4210127020']}], 'countries': ['DE'], 'is_corresponding': False, 'raw_author_name': 'Meik Friedrich', 'raw_affiliation_strings': ['Hochschule Weserbergland Hameln'], 'affiliations': [{'raw_affiliation_string': 'Hochschule Weserbergland Hameln', 'institution_ids': ['https://openalex.org/I4210127020']}]}, {'author_position': 'middle', 'author': {'id': 'https://openalex.org/A5022443660', 'display_name': 'Anne Kleffner', 'orcid': 'https://orcid.org/0000-0002-1335-5674'}, 'institutions': [{'id': 'https://openalex.org/I168635309', 'display_name': 'University of Calgary', 'ror': 'https://ror.org/03yjb2x39', 'country_code': 'CA', 'type': 'education', 'lineage': ['https://openalex.org/I168635309']}], 'countries': ['CA'], 'is_corresponding': False, 'raw_author_name': 'Anne Kleffner', 'raw_affiliation_strings': ['University of Calgary'], 'affiliations': [{'raw_affiliation_string': 'University of Calgary', 'institution_ids': ['https://openalex.org/I168635309']}]}, {'author_position': 'last', 'author': {'id': 'https://openalex.org/A5018451810', 'display_name': 'J.\ufeff-\ufeffMatthias Graf von der Schulenburg', 'orcid': 'https://orcid.org/0000-0002-3745-4060'}, 'institutions': [{'id': 'https://openalex.org/I114112103', 'display_name': 'Leibniz University Hannover', 'ror': 'https://ror.org/0304hq317', 'country_code': 'DE', 'type': 'education', 'lineage': ['https://openalex.org/I114112103']}], 'countries': ['DE'], 'is_corresponding': False, 'raw_author_name': 'J.-M. Graf\xa0von\xa0der\xa0Schulenburg', 'raw_affiliation_strings': ['Leibniz Universität\xa0Hannover'], 'affiliations': [{'raw_affiliation_string': 'Leibniz Universität\xa0Hannover', 'institution_ids': ['https://openalex.org/I114112103']}]}], 'institution_assertions': [], 'countries_distinct_count': 3, 'institutions_distinct_count': 4, 'corresponding_author_ids': [], 'corresponding_institution_ids': [], 'apc_list': None, 'apc_paid': None, 'fwci': 3.485, 'has_fulltext': True, 'fulltext_origin': 'ngrams', 'cited_by_count': 16, 'citation_normalized_percentile': {'value': 0.950399, 'is_in_top_1_percent': False, 'is_in_top_10_percent': True}, 'cited_by_percentile_year': {'min': 89, 'max': 90}, 'biblio': {'volume': '103', 'issue': '1', 'first_page': '31', 'last_page': '43'}, 'is_retracted': False, 'is_paratext': False, 'primary_topic': {'id': 'https://openalex.org/T13389', 'display_name': 'Economic Policy and Wealth Inequality in Europe', 'score': 0.9987, 'subfield': {'id': 'https://openalex.org/subfields/2002', 'display_name': 'Economics and Econometrics'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, 'topics': [{'id': 'https://openalex.org/T13389', 'display_name': 'Economic Policy and Wealth Inequality in Europe', 'score': 0.9987, 'subfield': {'id': 'https://openalex.org/subfields/2002', 'display_name': 'Economics and Econometrics'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T12781', 'display_name': 'Determinants of Health Care Expenditure and Longevity', 'score': 0.9792, 'subfield': {'id': 'https://openalex.org/subfields/3600', 'display_name': 'General Health Professions'}, 'field': {'id': 'https://openalex.org/fields/36', 'display_name': 'Health Professions'}, 'domain': {'id': 'https://openalex.org/domains/4', 'display_name': 'Health Sciences'}}, {'id': 'https://openalex.org/T12394', 'display_name': 'Economic Impacts of Insurance Market Dynamics', 'score': 0.9773, 'subfield': {'id': 'https://openalex.org/subfields/2002', 'display_name': 'Economics and Econometrics'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}], 'keywords': [{'id': 'https://openalex.org/keywords/insurance', 'display_name': 'Insurance', 'score': 0.488223}], 'concepts': [{'id': 'https://openalex.org/C154775046', 'wikidata': 'https://www.wikidata.org/wiki/Q188', 'display_name': 'German', 'level': 2, 'score': 0.8479057}, {'id': 'https://openalex.org/C162324750', 'wikidata': 'https://www.wikidata.org/wiki/Q8134', 'display_name': 'Economics', 'level': 0, 'score': 0.47871566}, {'id': 'https://openalex.org/C162118730', 'wikidata': 'https://www.wikidata.org/wiki/Q1128453', 'display_name': 'Actuarial science', 'level': 1, 'score': 0.44604743}, {'id': 'https://openalex.org/C175025494', 'wikidata': 'https://www.wikidata.org/wiki/Q179179', 'display_name': 'Interest rate', 'level': 2, 'score': 0.41715878}, {'id': 'https://openalex.org/C144133560', 'wikidata': 'https://www.wikidata.org/wiki/Q4830453', 'display_name': 'Business', 'level': 0, 'score': 0.33940178}, {'id': 'https://openalex.org/C556758197', 'wikidata': 'https://www.wikidata.org/wiki/Q580018', 'display_name': 'Monetary economics', 'level': 1, 'score': 0.19651943}, {'id': 'https://openalex.org/C95457728', 'wikidata': 'https://www.wikidata.org/wiki/Q309', 'display_name': 'History', 'level': 0, 'score': 0.16486698}, {'id': 'https://openalex.org/C166957645', 'wikidata': 'https://www.wikidata.org/wiki/Q23498', 'display_name': 'Archaeology', 'level': 1, 'score': 0.0}], 'mesh': [], 'locations_count': 1, 'locations': [{'is_oa': False, 'landing_page_url': 'https://doi.org/10.1007/s12297-013-0256-0', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S4210178946', 'display_name': 'Zeitschrift für die gesamte Versicherungswissenschaft', 'issn_l': '0044-2585', 'issn': ['0044-2585', '1865-9748'], 'is_oa': False, 'is_in_doaj': False, 'is_core': True, 'host_organization': 'https://openalex.org/P4310319900', 'host_organization_name': 'Springer Science+Business Media', 'host_organization_lineage': ['https://openalex.org/P4310319965', 'https://openalex.org/P4310319900'], 'host_organization_lineage_names': ['Springer Nature', 'Springer Science+Business Media'], 'type': 'journal'}, 'license': None, 'license_id': None, 'version': None, 'is_accepted': False, 'is_published': False}], 'best_oa_location': None, 'sustainable_development_goals': [{'id': 'https://metadata.un.org/sdg/8', 'score': 0.49, 'display_name': 'Decent work and economic growth'}], 'grants': [], 'datasets': [], 'versions': [], 'referenced_works_count': 35, 'referenced_works': ['https://openalex.org/W1495573179', 'https://openalex.org/W1504441823', 'https://openalex.org/W1910223430', 'https://openalex.org/W1979897566', 'https://openalex.org/W1997682838', 'https://openalex.org/W1999913350', 'https://openalex.org/W2028341918', 'https://openalex.org/W2029196809', 'https://openalex.org/W2034707435', 'https://openalex.org/W2064348022', 'https://openalex.org/W2068210311', 'https://openalex.org/W2068298385', 'https://openalex.org/W2069057356', 'https://openalex.org/W2073565344', 'https://openalex.org/W2083648255', 'https://openalex.org/W2095241685', 'https://openalex.org/W2106972544', 'https://openalex.org/W2110222086', 'https://openalex.org/W2114499656', 'https://openalex.org/W2126651888', 'https://openalex.org/W2138463835', 'https://openalex.org/W2139794383', 'https://openalex.org/W2140898820', 'https://openalex.org/W2146527700', 'https://openalex.org/W2146847411', 'https://openalex.org/W2164312708', 'https://openalex.org/W2493269910', 'https://openalex.org/W2742667902', 'https://openalex.org/W3122068399', 'https://openalex.org/W3122112622', 'https://openalex.org/W3122889966', 'https://openalex.org/W3123664761', 'https://openalex.org/W3123850213', 'https://openalex.org/W3125126739', 'https://openalex.org/W4230173782'], 'related_works': ['https://openalex.org/W648995381', 'https://openalex.org/W4246315097', 'https://openalex.org/W346029495', 'https://openalex.org/W3033791384', 'https://openalex.org/W2776312268', 'https://openalex.org/W2516447249', 'https://openalex.org/W2323937687', 'https://openalex.org/W2315527029', 'https://openalex.org/W2141885522', 'https://openalex.org/W2065387230'], 'abstract_inverted_index': None, 'cited_by_api_url': 'https://api.openalex.org/works?filter=cites:W2120826663', 'counts_by_year': [{'year': 2023, 'cited_by_count': 1}, {'year': 2022, 'cited_by_count': 4}, {'year': 2021, 'cited_by_count': 2}, {'year': 2020, 'cited_by_count': 2}, {'year': 2019, 'cited_by_count': 1}, {'year': 2018, 'cited_by_count': 1}, {'year': 2017, 'cited_by_count': 3}, {'year': 2015, 'cited_by_count': 2}], 'updated_date': '2024-09-19T21:45:54.237999', 'created_date': '2016-06-24'}