Get quick answers to your questions about the article from our AI researcher chatbot
{'id': 'https://openalex.org/W2081577806', 'doi': 'https://doi.org/10.1057/fsm.2009.25', 'title': 'A simulation study of Basel II expected loss distributions for a portfolio of credit cards', 'display_name': 'A simulation study of Basel II expected loss distributions for a portfolio of credit cards', 'publication_year': 2010, 'publication_date': '2010-03-01', 'ids': {'openalex': 'https://openalex.org/W2081577806', 'doi': 'https://doi.org/10.1057/fsm.2009.25', 'mag': '2081577806'}, 'language': 'en', 'primary_location': {'is_oa': False, 'landing_page_url': 'https://doi.org/10.1057/fsm.2009.25', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S126354654', 'display_name': 'Journal of Financial Services Marketing', 'issn_l': '1363-0539', 'issn': ['1363-0539', '1479-1846'], 'is_oa': False, 'is_in_doaj': False, 'is_core': True, 'host_organization': 'https://openalex.org/P4310319702', 'host_organization_name': 'Palgrave Macmillan', 'host_organization_lineage': ['https://openalex.org/P4310319964', 'https://openalex.org/P4310319702'], 'host_organization_lineage_names': ['Macmillan Publishers', 'Palgrave Macmillan'], 'type': 'journal'}, 'license': None, 'license_id': None, 'version': None, 'is_accepted': False, 'is_published': False}, 'type': 'article', 'type_crossref': 'journal-article', 'indexed_in': ['crossref'], 'open_access': {'is_oa': False, 'oa_status': 'closed', 'oa_url': None, 'any_repository_has_fulltext': False}, 'authorships': [{'author_position': 'first', 'author': {'id': 'https://openalex.org/A5035490114', 'display_name': 'Anthony C. Bellotti', 'orcid': 'https://orcid.org/0000-0001-6317-5877'}, 'institutions': [{'id': 'https://openalex.org/I98677209', 'display_name': 'University of Edinburgh', 'ror': 'https://ror.org/01nrxwf90', 'country_code': 'GB', 'type': 'education', 'lineage': ['https://openalex.org/I98677209']}], 'countries': ['GB'], 'is_corresponding': True, 'raw_author_name': 'Tony Bellotti', 'raw_affiliation_strings': ['Credit Research Centre, University of Edinburgh Business School, UK'], 'affiliations': [{'raw_affiliation_string': 'Credit Research Centre, University of Edinburgh Business School, UK', 'institution_ids': ['https://openalex.org/I98677209']}]}], 'countries_distinct_count': 1, 'institutions_distinct_count': 1, 'corresponding_author_ids': ['https://openalex.org/A5035490114'], 'corresponding_institution_ids': ['https://openalex.org/I98677209'], 'apc_list': {'value': 2390, 'currency': 'EUR', 'value_usd': 2990, 'provenance': 'doaj'}, 'apc_paid': None, 'fwci': 0.669, 'has_fulltext': True, 'fulltext_origin': 'ngrams', 'cited_by_count': 5, 'citation_normalized_percentile': {'value': 0.655172, 'is_in_top_1_percent': False, 'is_in_top_10_percent': False}, 'cited_by_percentile_year': {'min': 79, 'max': 81}, 'biblio': {'volume': '14', 'issue': '4', 'first_page': '268', 'last_page': '277'}, 'is_retracted': False, 'is_paratext': False, 'primary_topic': {'id': 'https://openalex.org/T11496', 'display_name': 'Determinants of Credit Risk in Financial Markets', 'score': 0.9998, 'subfield': {'id': 'https://openalex.org/subfields/2003', 'display_name': 'Finance'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, 'topics': [{'id': 'https://openalex.org/T11496', 'display_name': 'Determinants of Credit Risk in Financial Markets', 'score': 0.9998, 'subfield': {'id': 'https://openalex.org/subfields/2003', 'display_name': 'Finance'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T11653', 'display_name': 'Bankruptcy Prediction and Credit Scoring Models', 'score': 0.9997, 'subfield': {'id': 'https://openalex.org/subfields/1402', 'display_name': 'Accounting'}, 'field': {'id': 'https://openalex.org/fields/14', 'display_name': 'Business, Management and Accounting'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T10127', 'display_name': 'Banking and Finance in Economic Systems', 'score': 0.9962, 'subfield': {'id': 'https://openalex.org/subfields/2003', 'display_name': 'Finance'}, 'field': {'id': 'https://openalex.org/fields/20', 'display_name': 'Economics, Econometrics and Finance'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}], 'keywords': [{'id': 'https://openalex.org/keywords/probability-of-default', 'display_name': 'Probability of default', 'score': 0.750456}, {'id': 'https://openalex.org/keywords/loss-given-default', 'display_name': 'Loss given default', 'score': 0.7347028}, {'id': 'https://openalex.org/keywords/credit-scoring', 'display_name': 'Credit Scoring', 'score': 0.586376}, {'id': 'https://openalex.org/keywords/credit-spread-changes', 'display_name': 'Credit Spread Changes', 'score': 0.553796}, {'id': 'https://openalex.org/keywords/credit-ratings', 'display_name': 'Credit Ratings', 'score': 0.542567}, {'id': 'https://openalex.org/keywords/credit-default-swaps', 'display_name': 'Credit Default Swaps', 'score': 0.542095}, {'id': 'https://openalex.org/keywords/default-risk', 'display_name': 'Default Risk', 'score': 0.524735}], 'concepts': [{'id': 'https://openalex.org/C2780759654', 'wikidata': 'https://www.wikidata.org/wiki/Q809934', 'display_name': 'Basel II', 'level': 4, 'score': 0.84380984}, {'id': 'https://openalex.org/C178350159', 'wikidata': 'https://www.wikidata.org/wiki/Q162714', 'display_name': 'Credit risk', 'level': 2, 'score': 0.75623643}, {'id': 'https://openalex.org/C2779806880', 'wikidata': 'https://www.wikidata.org/wiki/Q778470', 'display_name': 'Probability of default', 'level': 3, 'score': 0.750456}, {'id': 'https://openalex.org/C133930124', 'wikidata': 'https://www.wikidata.org/wiki/Q1460730', 'display_name': 'Loss given default', 'level': 4, 'score': 0.7347028}, {'id': 'https://openalex.org/C2780821815', 'wikidata': 'https://www.wikidata.org/wiki/Q5340806', 'display_name': 'Portfolio', 'level': 2, 'score': 0.6315932}, {'id': 'https://openalex.org/C149782125', 'wikidata': 'https://www.wikidata.org/wiki/Q160039', 'display_name': 'Econometrics', 'level': 1, 'score': 0.563034}, {'id': 'https://openalex.org/C162118730', 'wikidata': 'https://www.wikidata.org/wiki/Q1128453', 'display_name': 'Actuarial science', 'level': 1, 'score': 0.54849946}, {'id': 'https://openalex.org/C5496284', 'wikidata': 'https://www.wikidata.org/wiki/Q5420856', 'display_name': 'Expected shortfall', 'level': 3, 'score': 0.53626}, {'id': 'https://openalex.org/C94128290', 'wikidata': 'https://www.wikidata.org/wiki/Q963287', 'display_name': 'Value at risk', 'level': 3, 'score': 0.47643334}, {'id': 'https://openalex.org/C32896092', 'wikidata': 'https://www.wikidata.org/wiki/Q189447', 'display_name': 'Risk management', 'level': 2, 'score': 0.40972814}, {'id': 'https://openalex.org/C162324750', 'wikidata': 'https://www.wikidata.org/wiki/Q8134', 'display_name': 'Economics', 'level': 0, 'score': 0.38717136}, {'id': 'https://openalex.org/C41008148', 'wikidata': 'https://www.wikidata.org/wiki/Q21198', 'display_name': 'Computer science', 'level': 0, 'score': 0.3529082}, {'id': 'https://openalex.org/C105795698', 'wikidata': 'https://www.wikidata.org/wiki/Q12483', 'display_name': 'Statistics', 'level': 1, 'score': 0.35194072}, {'id': 'https://openalex.org/C2864544', 'wikidata': 'https://www.wikidata.org/wiki/Q2914988', 'display_name': 'Capital requirement', 'level': 3, 'score': 0.34245062}, {'id': 'https://openalex.org/C33923547', 'wikidata': 'https://www.wikidata.org/wiki/Q395', 'display_name': 'Mathematics', 'level': 0, 'score': 0.24601895}, {'id': 'https://openalex.org/C106159729', 'wikidata': 'https://www.wikidata.org/wiki/Q2294553', 'display_name': 'Financial economics', 'level': 1, 'score': 0.12514314}, {'id': 'https://openalex.org/C10138342', 'wikidata': 'https://www.wikidata.org/wiki/Q43015', 'display_name': 'Finance', 'level': 1, 'score': 0.10452744}, {'id': 'https://openalex.org/C175444787', 'wikidata': 'https://www.wikidata.org/wiki/Q39072', 'display_name': 'Microeconomics', 'level': 1, 'score': 0.068280876}, {'id': 'https://openalex.org/C29122968', 'wikidata': 'https://www.wikidata.org/wiki/Q1414816', 'display_name': 'Incentive', 'level': 2, 'score': 0.0}], 'mesh': [], 'locations_count': 1, 'locations': [{'is_oa': False, 'landing_page_url': 'https://doi.org/10.1057/fsm.2009.25', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S126354654', 'display_name': 'Journal of Financial Services Marketing', 'issn_l': '1363-0539', 'issn': ['1363-0539', '1479-1846'], 'is_oa': False, 'is_in_doaj': False, 'is_core': True, 'host_organization': 'https://openalex.org/P4310319702', 'host_organization_name': 'Palgrave Macmillan', 'host_organization_lineage': ['https://openalex.org/P4310319964', 'https://openalex.org/P4310319702'], 'host_organization_lineage_names': ['Macmillan Publishers', 'Palgrave Macmillan'], 'type': 'journal'}, 'license': None, 'license_id': None, 'version': None, 'is_accepted': False, 'is_published': False}], 'best_oa_location': None, 'sustainable_development_goals': [{'display_name': 'Peace, justice, and strong institutions', 'score': 0.5, 'id': 'https://metadata.un.org/sdg/16'}, {'display_name': 'Reduced inequalities', 'score': 0.49, 'id': 'https://metadata.un.org/sdg/10'}], 'grants': [], 'datasets': [], 'versions': [], 'referenced_works_count': 14, 'referenced_works': ['https://openalex.org/W1507955422', 'https://openalex.org/W1528428636', 'https://openalex.org/W1973682096', 'https://openalex.org/W1982120517', 'https://openalex.org/W1989466315', 'https://openalex.org/W1992958333', 'https://openalex.org/W2143671678', 'https://openalex.org/W2260345679', 'https://openalex.org/W2549964808', 'https://openalex.org/W3102221121', 'https://openalex.org/W3121281239', 'https://openalex.org/W3121584453', 'https://openalex.org/W3122051380', 'https://openalex.org/W4285719527'], 'related_works': ['https://openalex.org/W3126009002', 'https://openalex.org/W3124310377', 'https://openalex.org/W3121266455', 'https://openalex.org/W2784684261', 'https://openalex.org/W2730479596', 'https://openalex.org/W2563883539', 'https://openalex.org/W2487731528', 'https://openalex.org/W2474981261', 'https://openalex.org/W2470035937', 'https://openalex.org/W2182090269'], 'abstract_inverted_index': None, 'cited_by_api_url': 'https://api.openalex.org/works?filter=cites:W2081577806', 'counts_by_year': [{'year': 2019, 'cited_by_count': 2}], 'updated_date': '2024-09-08T17:16:12.727187', 'created_date': '2016-06-24'}