Title: Loan repayment and technical assistance among small-holder maize farmers in Nigeria
Abstract: This study attempts to evaluate the credit delivery system of Supervised Agricultural Credit Scheme (SACS) in Anambra State of Nigeria with emphasis on loan repayment rate and technical assistance among small-holder maize farmer beneficiaries. The results show that high repayment farmers had larger loan size, larger farm size, higher income, higher age, higher number of years of farming experience, shorter distance between home and source of loan, higher level of formal education, larger household size, higher level of adoption of innovations, and lower credit needs than low repayment farmers. The regression analysis result shows that size of loan, farm size, income, age, number of yeard of farming experience, level of formal education, and adoption of innovations are significantly related to repayment rate, but distance between home and source of loan, household size, and credit needs account for less. The result of multiple correlation analysis reveals that number of farmers supervised had an inverse relationship with the farmers' income while length of service as super visors, level of formal training in agriculture, and number of farm visits show direct rela tionship. The improvement on level of income of the farmers by way of increased production and improved marketing system for their products is recommended among others.
Publication Year: 1992
Publication Date: 1992-01-01
Language: en
Type: article
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Cited By Count: 25
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