Get quick answers to your questions about the article from our AI researcher chatbot
{'id': 'https://openalex.org/W133541039', 'doi': None, 'title': 'Factors Affecting Individuals to Adopt Mobile Banking: Empirical Evidence from the Utaut Model', 'display_name': 'Factors Affecting Individuals to Adopt Mobile Banking: Empirical Evidence from the Utaut Model', 'publication_year': 2012, 'publication_date': '2012-05-01', 'ids': {'openalex': 'https://openalex.org/W133541039', 'mag': '133541039'}, 'language': 'en', 'primary_location': {'is_oa': False, 'landing_page_url': 'http://www.jecr.org/sites/default/files/13_3_p01_0.pdf', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S114268679', 'display_name': 'Journal of electronic commerce research', 'issn_l': '1526-6133', 'issn': ['1526-6133', '1938-9027'], 'is_oa': False, 'is_in_doaj': False, 'is_core': True, 'host_organization': None, 'host_organization_name': None, 'host_organization_lineage': [], 'host_organization_lineage_names': [], 'type': 'journal'}, 'license': None, 'license_id': None, 'version': None, 'is_accepted': False, 'is_published': False}, 'type': 'article', 'type_crossref': 'journal-article', 'indexed_in': [], 'open_access': {'is_oa': False, 'oa_status': 'closed', 'oa_url': None, 'any_repository_has_fulltext': False}, 'authorships': [{'author_position': 'first', 'author': {'id': 'https://openalex.org/A5077513998', 'display_name': 'Chian‐Son Yu', 'orcid': None}, 'institutions': [{'id': 'https://openalex.org/I14140830', 'display_name': 'Shih Chien University', 'ror': 'https://ror.org/01c3hyk82', 'country_code': 'TW', 'type': 'education', 'lineage': ['https://openalex.org/I14140830']}], 'countries': ['TW'], 'is_corresponding': True, 'raw_author_name': 'Chian-Son Yu', 'raw_affiliation_strings': ['Shih-Chien University#TAB#'], 'affiliations': [{'raw_affiliation_string': 'Shih-Chien University#TAB#', 'institution_ids': ['https://openalex.org/I14140830']}]}], 'institution_assertions': [], 'countries_distinct_count': 1, 'institutions_distinct_count': 1, 'corresponding_author_ids': ['https://openalex.org/A5077513998'], 'corresponding_institution_ids': ['https://openalex.org/I14140830'], 'apc_list': None, 'apc_paid': None, 'fwci': 66.441, 'has_fulltext': False, 'cited_by_count': 693, 'citation_normalized_percentile': {'value': 0.999881, 'is_in_top_1_percent': True, 'is_in_top_10_percent': True}, 'cited_by_percentile_year': {'min': 99, 'max': 100}, 'biblio': {'volume': '13', 'issue': '2', 'first_page': '104', 'last_page': None}, 'is_retracted': False, 'is_paratext': False, 'primary_topic': {'id': 'https://openalex.org/T10068', 'display_name': 'Technology Adoption and User Behaviour', 'score': 0.9998, 'subfield': {'id': 'https://openalex.org/subfields/1802', 'display_name': 'Information Systems and Management'}, 'field': {'id': 'https://openalex.org/fields/18', 'display_name': 'Decision Sciences'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, 'topics': [{'id': 'https://openalex.org/T10068', 'display_name': 'Technology Adoption and User Behaviour', 'score': 0.9998, 'subfield': {'id': 'https://openalex.org/subfields/1802', 'display_name': 'Information Systems and Management'}, 'field': {'id': 'https://openalex.org/fields/18', 'display_name': 'Decision Sciences'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T10609', 'display_name': 'Digital Marketing and Social Media', 'score': 0.9971, 'subfield': {'id': 'https://openalex.org/subfields/3312', 'display_name': 'Sociology and Political Science'}, 'field': {'id': 'https://openalex.org/fields/33', 'display_name': 'Social Sciences'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}, {'id': 'https://openalex.org/T10154', 'display_name': 'Customer Service Quality and Loyalty', 'score': 0.9952, 'subfield': {'id': 'https://openalex.org/subfields/1407', 'display_name': 'Organizational Behavior and Human Resource Management'}, 'field': {'id': 'https://openalex.org/fields/14', 'display_name': 'Business, Management and Accounting'}, 'domain': {'id': 'https://openalex.org/domains/2', 'display_name': 'Social Sciences'}}], 'keywords': [{'id': 'https://openalex.org/keywords/mobile-payment', 'display_name': 'Mobile Payment', 'score': 0.46197048}, {'id': 'https://openalex.org/keywords/mobile-commerce', 'display_name': 'Mobile commerce', 'score': 0.45949107}, {'id': 'https://openalex.org/keywords/empirical-evidence', 'display_name': 'Empirical evidence', 'score': 0.43566468}], 'concepts': [{'id': 'https://openalex.org/C2775930393', 'wikidata': 'https://www.wikidata.org/wiki/Q1941439', 'display_name': 'Mobile banking', 'level': 2, 'score': 0.9067006}, {'id': 'https://openalex.org/C188353592', 'wikidata': 'https://www.wikidata.org/wiki/Q450586', 'display_name': 'Expectancy theory', 'level': 2, 'score': 0.72122157}, {'id': 'https://openalex.org/C2780346085', 'wikidata': 'https://www.wikidata.org/wiki/Q7884986', 'display_name': 'Unified theory of acceptance and use of technology', 'level': 3, 'score': 0.70816386}, {'id': 'https://openalex.org/C144133560', 'wikidata': 'https://www.wikidata.org/wiki/Q4830453', 'display_name': 'Business', 'level': 0, 'score': 0.6069731}, {'id': 'https://openalex.org/C160949748', 'wikidata': 'https://www.wikidata.org/wiki/Q1365703', 'display_name': 'Mobile payment', 'level': 3, 'score': 0.46197048}, {'id': 'https://openalex.org/C197378717', 'wikidata': 'https://www.wikidata.org/wiki/Q1154408', 'display_name': 'Mobile commerce', 'level': 2, 'score': 0.45949107}, {'id': 'https://openalex.org/C2780224610', 'wikidata': 'https://www.wikidata.org/wiki/Q1530061', 'display_name': 'Credibility', 'level': 2, 'score': 0.45768347}, {'id': 'https://openalex.org/C162853370', 'wikidata': 'https://www.wikidata.org/wiki/Q39809', 'display_name': 'Marketing', 'level': 1, 'score': 0.45214516}, {'id': 'https://openalex.org/C166052673', 'wikidata': 'https://www.wikidata.org/wiki/Q83021', 'display_name': 'Empirical evidence', 'level': 2, 'score': 0.43566468}, {'id': 'https://openalex.org/C15744967', 'wikidata': 'https://www.wikidata.org/wiki/Q9418', 'display_name': 'Psychology', 'level': 0, 'score': 0.15819481}, {'id': 'https://openalex.org/C10138342', 'wikidata': 'https://www.wikidata.org/wiki/Q43015', 'display_name': 'Finance', 'level': 1, 'score': 0.12606913}, {'id': 'https://openalex.org/C77805123', 'wikidata': 'https://www.wikidata.org/wiki/Q161272', 'display_name': 'Social psychology', 'level': 1, 'score': 0.0}, {'id': 'https://openalex.org/C138885662', 'wikidata': 'https://www.wikidata.org/wiki/Q5891', 'display_name': 'Philosophy', 'level': 0, 'score': 0.0}, {'id': 'https://openalex.org/C111472728', 'wikidata': 'https://www.wikidata.org/wiki/Q9471', 'display_name': 'Epistemology', 'level': 1, 'score': 0.0}, {'id': 'https://openalex.org/C17744445', 'wikidata': 'https://www.wikidata.org/wiki/Q36442', 'display_name': 'Political science', 'level': 0, 'score': 0.0}, {'id': 'https://openalex.org/C199539241', 'wikidata': 'https://www.wikidata.org/wiki/Q7748', 'display_name': 'Law', 'level': 1, 'score': 0.0}, {'id': 'https://openalex.org/C145097563', 'wikidata': 'https://www.wikidata.org/wiki/Q1148747', 'display_name': 'Payment', 'level': 2, 'score': 0.0}], 'mesh': [], 'locations_count': 1, 'locations': [{'is_oa': False, 'landing_page_url': 'http://www.jecr.org/sites/default/files/13_3_p01_0.pdf', 'pdf_url': None, 'source': {'id': 'https://openalex.org/S114268679', 'display_name': 'Journal of electronic commerce research', 'issn_l': '1526-6133', 'issn': ['1526-6133', '1938-9027'], 'is_oa': False, 'is_in_doaj': False, 'is_core': True, 'host_organization': None, 'host_organization_name': None, 'host_organization_lineage': [], 'host_organization_lineage_names': [], 'type': 'journal'}, 'license': None, 'license_id': None, 'version': None, 'is_accepted': False, 'is_published': False}], 'best_oa_location': None, 'sustainable_development_goals': [{'id': 'https://metadata.un.org/sdg/5', 'display_name': 'Gender equality', 'score': 0.47}], 'grants': [], 'datasets': [], 'versions': [], 'referenced_works_count': 45, 'referenced_works': ['https://openalex.org/W1467477393', 'https://openalex.org/W171085588', 'https://openalex.org/W1868965042', 'https://openalex.org/W1901744200', 'https://openalex.org/W1983737694', 'https://openalex.org/W1986862482', 'https://openalex.org/W1996588305', 'https://openalex.org/W2001298008', 'https://openalex.org/W2001420591', 'https://openalex.org/W2006912789', 'https://openalex.org/W2011018556', 'https://openalex.org/W2013302335', 'https://openalex.org/W2015394557', 'https://openalex.org/W2021234302', 'https://openalex.org/W2022166711', 'https://openalex.org/W2022476284', 'https://openalex.org/W2023228027', 'https://openalex.org/W2031071309', 'https://openalex.org/W2036347082', 'https://openalex.org/W2037339351', 'https://openalex.org/W2046010418', 'https://openalex.org/W2054654644', 'https://openalex.org/W2073410586', 'https://openalex.org/W2074385456', 'https://openalex.org/W2075607480', 'https://openalex.org/W2077563624', 'https://openalex.org/W2078753253', 'https://openalex.org/W2088504266', 'https://openalex.org/W2088829840', 'https://openalex.org/W2100379340', 'https://openalex.org/W2108200939', 'https://openalex.org/W2136415147', 'https://openalex.org/W2158863190', 'https://openalex.org/W216090778', 'https://openalex.org/W2166446427', 'https://openalex.org/W2185009385', 'https://openalex.org/W2255060490', 'https://openalex.org/W2441815658', 'https://openalex.org/W2527806596', 'https://openalex.org/W2612002453', 'https://openalex.org/W288273335', 'https://openalex.org/W2969366973', 'https://openalex.org/W2974320226', 'https://openalex.org/W3123114691', 'https://openalex.org/W69135733'], 'related_works': ['https://openalex.org/W3125976894', 'https://openalex.org/W2209024180', 'https://openalex.org/W2168569455', 'https://openalex.org/W2148097819', 'https://openalex.org/W2128275256', 'https://openalex.org/W2100379340', 'https://openalex.org/W2099697766', 'https://openalex.org/W2088504266', 'https://openalex.org/W2045655911', 'https://openalex.org/W2036389121', 'https://openalex.org/W2033943395', 'https://openalex.org/W2031071309', 'https://openalex.org/W2025294117', 'https://openalex.org/W2006912789', 'https://openalex.org/W1990513740', 'https://openalex.org/W1990290172', 'https://openalex.org/W1987258130', 'https://openalex.org/W1987198869', 'https://openalex.org/W1986221133', 'https://openalex.org/W1791587663'], 'abstract_inverted_index': {'ABSTRACT': [0], 'Fast': [1], 'advances': [2], 'in': [3, 106, 182, 245, 299, 447, 495], 'the': [4, 8, 27, 58, 138, 151, 155, 178, 183, 190, 213, 236, 248, 262, 275, 287, 300, 393, 406, 418, 422, 426, 461, 470, 505, 508, 526, 548, 569], 'wireless': [5, 171, 191, 208, 308, 386], 'technology': [6, 173], 'and': [7, 63, 103, 120, 129, 143, 150, 160, 228, 235, 265, 277, 296, 307, 318, 344, 357, 398, 417, 449, 455, 563], 'intensive': [9], 'penetration': [10, 472], 'of': [11, 30, 61, 65, 109, 127, 140, 157, 185, 215, 238, 268, 279, 410, 430, 473, 510, 561], 'cell': [12, 269, 474], 'phones': [13, 270], 'have': [14], 'motivated': [15], 'banks': [16, 352, 482, 532], 'to': [17, 40, 48, 68, 73, 88, 201, 247, 353, 360, 377, 487, 492, 504, 515, 540, 546], 'spend': [18], 'large': [19, 266, 485], 'budget': [20], 'on': [21, 147, 163, 274], 'building': [22], 'mobile': [23, 31, 50, 75, 90, 168, 188, 216, 239, 280, 283, 290, 319, 345, 382, 399, 411, 431, 489, 517, 528, 562], 'banking': [24, 32, 51, 91, 217, 240, 250, 284, 317, 320, 326, 343, 346, 372, 383, 397, 400, 412, 432, 438, 443, 457, 490, 512, 529, 565], 'systems,': [25], 'but': [26, 341], 'adoption': [28, 165, 174, 264, 276], 'rate': [29], 'is': [33, 52, 219], 'still': [34, 229, 241], 'underused': [35, 230], 'than': [36, 222], 'expected.': [37], 'Therefore,': [38], 'research': [39], 'enrich': [41], 'current': [42], 'knowledge': [43], 'about': [44], 'what': [45, 70], 'affects': [46], 'individuals': [47], 'use': [49, 214], 'required.': [53], 'Consequently,': [54], 'this': [55, 81, 131], 'study': [56, 82, 132], 'employs': [57], 'Unified': [59], 'Theory': [60], 'Acceptance': [62], 'Use': [64], 'Technology': [66], '(UTAUT)': [67], 'investigate': [69], 'impacts': [71], 'people': [72, 493, 542], 'adopt': [74, 89], 'banking.': [76], 'Through': [77], 'sampling': [78], '441': [79], 'respondents,': [80], 'empirically': [83], 'concluded': [84], 'that': [85, 134, 441, 481, 525, 557], 'individual': [86, 118], 'intention': [87, 119], 'was': [92, 114, 286, 458], 'significantly': [93, 136], 'influenced': [94], 'by': [95, 117], 'social': [96], 'influence,': [97], 'perceived': [98, 104, 144, 161], 'financial': [99, 145], 'cost,': [100], 'performance': [101, 141], 'expectancy,': [102], 'credibility,': [105], 'their': [107, 355, 538], 'order': [108], 'influencing': [110], 'strength.': [111], 'The': [112], 'behavior': [113], 'considerably': [115, 153], 'affected': [116], 'facilitating': [121, 158], 'conditions.': [122], 'As': [123], 'for': [124, 199, 351, 358], 'moderating': [125], 'effects': [126, 139, 156], 'gender': [128, 135], 'age,': [130], 'discovered': [133], 'moderated': [137, 154], 'expectancy': [142], 'cost': [146], 'behavioral': [148], 'intention,': [149], 'age': [152], 'conditions': [159], 'self-efficacy': [162], 'actual': [164], 'behavior.': [166], 'Keywords:': [167], 'banking,': [169, 281], 'UTAUT,': [170], 'commerce,': [172], '1.': [175], 'Introduction': [176], 'With': [177], 'recently': [179], 'quick': [180], 'growth': [181], 'market': [184, 237], '3G': [186], 'smart': [187], 'phones,': [189, 475], 'service': [192, 218, 291, 306], 'delivery': [193, 463], 'channel': [194, 464], 'becomes': [195], 'a': [196, 533], 'promising': [197], 'alternative': [198, 349], 'firms': [200], 'create': [202], 'commercial': [203, 209, 289, 535], 'opportunities.': [204], 'However,': [205], 'despite': [206], 'many': [207], 'services': [210, 356, 362, 491, 539], 'increase': [211], 'quickly,': [212], 'much': [220], 'lower': [221], 'expected': [223], '[Cruz': [224], 'et': [225, 312, 338, 434, 452, 466, 477, 521, 552, 576], 'al.': [226, 313, 339, 435, 453, 467, 478, 522, 553, 577], '2010]': [227, 454], '[Huili': [231], '&': [232, 253, 293, 328, 332, 364, 389, 414], 'Chunfang': [233], '2011],': [234, 340], 'remains': [242], 'very': [243, 484], 'small': [244], 'comparing': [246], 'whole': [249], 'transactions': [251], '[Luarn': [252], 'Lin': [254], '2005;': [255, 334], 'Laukkanen': [256, 335], '2007;': [257, 336], 'Yang': [258], '2009].': [259], 'That': [260, 367], 'is,': [261, 368], 'widespread': [263, 516], 'usage': [267, 278], 'did': [271], 'not': [272, 567], 'reflect': [273], 'although': [282], 'perhaps': [285], 'first': [288, 297], '[Scornavacca': [292, 363], 'Hoehle': [294, 365], '2007]': [295], 'introduced': [298], 'early': [301], '2000s': [302], 'through': [303, 374, 385], 'short': [304], 'messaging': [305], 'access': [309, 547], 'protocol': [310], '[Dasgupta': [311], '2010].': [314, 391, 468], 'Both': [315], 'Internet': [316, 342, 371, 442, 511, 564], 'are': [321, 347, 373, 384, 502, 544], 'often': [322], 'considered': [323, 403, 421, 440], 'as': [324, 405, 425, 460, 513], 'electronic': [325], '[Suoranta': [327, 413], 'Mattila': [329, 415], '2004;': [330], 'Laforet': [331], 'Li': [333], 'Sripalawat': [337], 'two': [348], 'channels': [350], 'deliver': [354], 'customers': [359, 369, 380, 402], 'acquire': [361], '2007].': [366], 'using': [370, 381], 'computers': [375, 501], 'connected': [376, 503], 'Internet,': [378], 'while': [379, 437], 'devices': [387], '[Riquelme': [388], 'Rios': [390], 'Concerning': [392], 'difference': [394], 'between': [395], 'online': [396, 456], 'contexts,': [401], 'mobility': [404], 'most': [407, 427], 'valued': [408], 'feature': [409, 429], '2004]': [416], 'time-critical': [419], 'consumers': [420], 'always-on': [423], 'functionality': [424], 'important': [428], '[Singh': [433], '2010],': [436], 'users': [439], 'took': [444], 'significant': [445], 'advantage': [446], 'Usefulness': [448], 'Purpose': [450], '[Natarajan': [451], 'suggested': [459, 524], 'cheapest': [462], '[Koenig-Lewis': [465], 'Considering': [469], 'immense': [471], 'Cruz': [476], '[2010]': [479], 'observed': [480], 'has': [483], 'potential': [486], 'offer': [488], 'living': [494], 'remote': [496], 'villages': [497], 'where': [498], 'only': [499], 'few': [500], 'Internet.': [506, 549], 'Acknowledging': [507], 'limitations': [509], 'opposed': [514], 'phone': [518], 'penetration,': [519], 'Dasgupta': [520, 551], '[2011]': [523, 554], 'emerging': [527], 'may': [530], 'give': [531], 'good': [534], 'opportunity': [536], 'providing': [537], 'rural': [541], 'who': [543], 'unable': [545], 'Hence,': [550], 'pointed': [555], 'out': [556], 'main': [558], 'customer': [559], 'segments': [560], 'were': [566], 'necessarily': [568], 'same,': [570], 'which': [571], 'might': [572], 'explain': [573], 'why': [574], 'Sadi': [575], '…': [578]}, 'cited_by_api_url': 'https://api.openalex.org/works?filter=cites:W133541039', 'counts_by_year': [{'year': 2024, 'cited_by_count': 30}, {'year': 2023, 'cited_by_count': 57}, {'year': 2022, 'cited_by_count': 54}, {'year': 2021, 'cited_by_count': 78}, {'year': 2020, 'cited_by_count': 84}, {'year': 2019, 'cited_by_count': 78}, {'year': 2018, 'cited_by_count': 76}, {'year': 2017, 'cited_by_count': 58}, {'year': 2016, 'cited_by_count': 58}, {'year': 2015, 'cited_by_count': 56}, {'year': 2014, 'cited_by_count': 35}, {'year': 2013, 'cited_by_count': 21}, {'year': 2012, 'cited_by_count': 4}], 'updated_date': '2024-12-13T12:54:16.881180', 'created_date': '2016-06-24'}